You can lower your rates by staying away from alcoholic beverages. Heavy drinking makes you a bad risk and therefore gets you higher health insurance rates. You well know that a lot of diseases can be traced to heavy drinking.

What quantity of alcohol can you take without dire consequences? I can't really say as there are people who can take a bottle of dry gin and still be okay while some will take just half a glass and things start going wrong. What I do know is that avoiding drinking totally is very safe. If you can't stay away totally, drink responsibly if you want to reduce your risk and get more affordable health insurance rates.

It's just that for most people drinking responsibly is even more difficult than total abstinence. You can get help if you really want to quit drinking.

Although many people know that smoking increases their health insurance rates, they may not know that this also applies if they use other tobacco products. For example, you'll attract a far higher rate if you chew or snuff tobacco. So for your health and more affordable health insurance rates, quit using any tobacco product.

You can get more affordable health insurance rates now by visiting not less than three quotes sites to get and compare quotes. Using at least three quotes sites increase the chances that you'd make more savings. The straightforward logic in this is that you will obtain many more quotes from a wider range of insurers. This provides you a broader basis for doing more thorough comparisons thereby increasing your chances of getting a more affordable rate.

Here are my favorite pages for health insurance quotes...

InsureMe Health Insurance Quotes

Health Insurance Quotes

Publishers can get unique versions of my articles by following any of the links above. Click on "To Use My Articles" when you get to my site.

Chimezirim Odimba writes on insurance.

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