Affordable Individual Health Insurance Quote - Lifestyle Issues That Determine Your Rates
You can make it easy or hard for yourself to get an affordable individual health insurance quote. There are many things that will determine your rates but I will talk about two that have to do with your lifestyle here.
1: Smokers pay rates that are twice or more that of non-smokers. It's no longer debatable that smoking is the leading cause of cancer and other deadly diseases. If smoking leads to certain health conditions, then it makes a person a high health insurance risk and that attracts higher rates.
It's up to you to quit smoking and then reapply after 12 months if you want to see your health insurance rates reduced by up to 50%
2: That extra weight is costing you a lot in health insurance. Your BMI or Body Mass Index is a very important factor in calculating your risk to a carrier.
A high BMI will always result in a high rate all other things being equal. Your weight is too much for your height and sex if your BMI is high.
Now don't wait until when you can lose 30 pounds since losing as little as 5 pounds can drop you into a lower BMI rating which will result in lowered rates. - Getting It Despite Your Lifestyle
You will save much in health insurance if you do shop around quotes sites and doing detailed comparison. Getting and comparing quotes from a minimum of three quotes sites increase the chances that you'd make bigger savings. This increases your chances of receiving better rates.
Here are my favorite pages for health insurance quotes...
InsureMe Health Insurance Quotes
Publishers can get unique versions of my articles by following any of the links above. Click on "To Use My Articles" when you get to my site.
Chimezirim Odimba writes on insurance.
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