1. There are people who may not qualify for special health insurance for low-income earners and at the same time find it very difficult to pay for traditional health insurance. In case this defines you, then you can save on health care by getting a discount medical card.

A discount medical card qualifies you to take advantage of a network of doctors who have agreed to give card carriers medical services at a lower rate. These cards are not given or managed by any health insurance carrier.

If you've been disqualified from traditional health insurance due to a pre-existing condition or think your premium is too high then you can lower your cost by using this type of card. There are no exclusions for any reason. Just pay your monthly fee and you'll use a network of doctors who will charge you less for their services.

2. A group health expense sharing plan is another way to lower your cost. This refers to a group of individuals who have decided to team up and provide themselves with coverage. Big churches and other large organizations are places where you can easily find these groups. Rules and coverage types differ from group to group.

You can take out some time to find out such groups, know what they offer and see if they fit your personal needs. You'll pay far less if you get one that you can join.

Here's how to surely get a very affordable California health insurance (individuals) rate...

Get and compare uotes from five or more quotes sites. If you can, get from many more sites. This is because you'll get quotes from a wider variety of companies by asking for quotes from many more quotes sites.

Here are my favorite pages for health insurance quotes...

InsureMe Health Insurance Quotes

Health Insurance Quotes

Publishers can get unique versions of my articles by following any of the links above. Click on "To Use My Articles" when you get to my site.

Chimezirim Odimba writes on insurance.

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