1. If you take advantage of phone med services you'd have done a lot to lower your health insurance costs. A phone med service operates 24 hours everyday and gives free medical advice.

You can trust the advice you get because they are manned by qualified personnel (usually a minimum of a registered nurse with at least ten years experience).

Your local clinic is also another place you can get free medical advice by phone.

This, hopefully, should reduce the number of visits you make to a doctor even though it's not an alternative to doing so.

The advice you get from them could also help you take precautions that will prevent a serious health condition.

For these and other reasons, take advantage of these free medical services.

2. Take advantage of free clinics if you want to lower your health insurance cost. You'll either reduce your health insurance rates directly or have fewer and lower co-payments to make. Such free clinics will take care of simple things like providing you with medical advice, blood pressure checks and much more.

These clinics could be run by a community or as a form of community service by an organization.

3. Insurance quotes sites are great resources for those who intend to save much in health insurance. All you have to do is get and compare quotes from up to five or more quotes sites. It's as simple as doing this and picking the best quote. However, you could reduce your health insurance rate by up to 50% by doing just this.

Here are my favorite pages for health insurance quotes...

InsureMe Health Insurance Quotes

Health Insurance Quotes

Publishers can get unique versions of my articles by following any of the links above. Click on "To Use My Articles" when you get to my site.

Chimezirim Odimba writes on insurance.

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