1. It pays to stay with the same insurer. You'll attract discounts of about 5% on your health insurance if you stick to the same insurance company for up to 3 years. Staying longer will result in bigger discounts.
But also bear in mind that you can gain more if you switch...
If your health insurance rate is $3,100 and you are given a five percent discount when you stay for up to five years you'll pay $3,100 - (5% of $3,100 or $155) = $2,945.
If this is correct about you then you know it's wise for you to go for the more affordable offer right away and not wait for years to qualify for a discount that will not even save you as much.
Moreover, in nearly all cases, most people will actually pay cheaper rates than they are presently on health insurance if they shop right.. Considering that the process of getting and comparing health insurance quotes requires just minutes, I'll wonder why you will not do that now and get more affordable health insurance rates right away.
2. Getting your health insurance from the same insurer who provides your other insurance policies will get you a discount in health insurance premium. Insurers have a multi-policy discount to encourage you to buy more policies from them.
Although it pays to take advantage of a multi-policy discount, you may save more by buying your different policies from various insurers.
But how do you know which would serve you better since someone else could actually be better off with a multi-policy discount? So here's how to find out...
Create some time to obtain and compare quotes for each insurance policy not less than three insurance quotes sites. Calculate what will be your multi-policy discount and compare it with what you'll pay if you buy from different insurance companies.
Here are my favorite pages for health insurance quotes...
InsureMe Health Insurance Quotes
Publishers can get unique versions of my articles by following any of the links above. Click on "To Use My Articles" when you get to my site.
Chimezirim Odimba writes on insurance.
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