How to Get Cheap Oregon Health Insurance
More than 17 percent of Oregonians, about 609,000 people, have no health insurance. If you're part of that group, or are looking for less expensive insurance than you already have, here's how to get cheap Oregon health insurance.
Cheap Health Insurance Options
Oregon offers several options to help you find cheap health insurance:
* Low-wage earners may be eligible for the Oregon Health Plan. This coverage is free for pregnant women, families, the elderly, and the disabled.
* Children under the age of 18 may qualify for the Oregon Children's Health Insurance Plan.
* Low-income families may be eligible for subsidized Oregon health insurance through the Family Health Insurance Assistance Program.
* If you have pre-existing health conditions that makes it impossible to obtain affordable health insurance, you may be eligible for the Oregon Medical Insurance Pool.
Saving on Private Health Insurance
If you don't qualify for any of these options and you need to obtain private health insurance, the best way to find a cheap policy is to shop around. Go to an insurance comparison website where you can get quotes from several insurance companies. As you compare the quotes look at ...
* Costs, including the monthly premium, annual deductible, annual out-of-pocket limit, co-payment, and out-of-network charges.
* Lifetime cap on benefits.
* Plan features such as the choice of caregivers and access to specialists.
* Coverages included, such as pre-existing conditions, preventive care, prescription drug, diagnostics, surgery, urgent and emergency care, elder care, rehabilitation, prenatal and maternal care, mental health, vision, and dental health.
You will no doubt have questions about your insurance options, so look for an insurance comparison website that offers a chat service where you'll be able to talk with insurance professionals and get prompt, accurate answers to all your health insurance questions (see link below).
Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to get Oregon health insurance rate quotes from top-rated companies and see how much you can save. You can also get more insurance tips there.
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on finding inexpensive Oregon health insurance rate quotes.
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